Deposit Accounts with Mid America Bank in Baldwin City, KS

We offer Overdraft Privilege!

• For all qualified regular checking account holders
• Overdraft Privilege helps you avoid returned checks by making courtesy payments to cover
insufficient funds up to a preset limit on checks, ACH items, ATM and debit card transactions.
• Ask our new accounts representative for more information!

We have Internet Banking!

• Click on our i-Banking "Demo" to check this service out!
• Consumers
• Commercial / Business
• 24 hour access!
• Manage your accounts online
• Receive your statements same day via email!
• Ask about our Bill Pay service, too!

Regular Checking

• Consumers
• Commercial / Business
• No per check charge
• Flat - $3.00 Monthly maintenance fee
• Get your statements via email and we'll waive your maintenance fee!
  [Download, print, complete and mail back signup form]

Heritage Club Checking

• Consumers
• Ages 55 and over
• No per check charge
• No monthly maintenance fee
• Sign up now and get a Free MAB statement binder!

Now Checking

• Interest bearing account
• $1,000 minimum balance
• Get your statements via email [Download, print, complete and mail back signup form]
• $10 monthly fee if balance drops below $1,000

Super-Now Checking

• Interest bearing account
• $2,500 minimum balance
• Get your statements via email
  [Download, print, complete and mail back signup form]
• $10 monthly fee if balance drops below $2,500

Savings Account

• $10 minimum balance
• Monthly minimum balance fee of $1.00 if daily balance drops below $10
• Six transfers from account each quarter by pre-authorized, automatic transfer, telephone agreement, order or instruction. No more than three of the six transfers may be made by check, draft, ATM or similar order to a third party.
• Excess withdrawal fee of $1.00 per withdrawal in excess of three per month.

Money Market Account

• Interest bearing account with three interest tiers
• $2,500 minimum balance
• Monthly minimum balance fee of $10 if balance drops below $2,500
• Six transfers monthly if by pre-authorized or automatic transfer, telephone agreement, order or instruction. You may make three of these transfers by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger or by mail are unlimited.
• Excess withdrawal fee of $1.00 per withdrawal in excess of three per month.

Health Savings Account

• Click above for more information
• You can pay all your qualified health care expenses with your Mid America Bank Health Savings Account

Print out an account information form and bring it with you to open your account today!:
Account Information Form

If you would like an account disclosure for any of the above accounts, please email your request to our email address listed below.