Deposit Accounts with Mid America Bank in Baldwin City, KS

** NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS **

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Acounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may bear interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

We have Internet Banking!

• Click on our i-Banking "Try Demo" link to the left to check this service out!
• Consumers
• Commercial / Business
• 24 hour access!
• Manage your accounts online
• Receive your statements via email!
• Ask about our Bill Pay service, too!

We offer Overdraft Privilege!

• For all qualified regular checking account holders
• Ask our new accounts representative for more information!

Regular Checking

• Consumers
• Commercial / Business
• No per check charge
• Flat - $3.00 Monthly maintenance fee
• Get your statements via email and we'll waive your maintenance fee!
  [Download, print, complete and mail back signup form]

Heritage Club Checking

• Consumers
• Ages 55 and over
• No per check charge
• No monthly maintenance fee
• Sign up now and get a Free MAB statement binder!

Now Checking

• Interest bearing account
• $1,000 minimum balance
• Get your statements via email [Download, print, complete and mail back signup form]
• $10 monthly fee if balance drops below $1,000

Super-Now Checking

• Interest bearing account
• $2,500 minimum balance
• Get your statements via email
  [Download, print, complete and mail back signup form]
• $10 monthly fee if balance drops below $2,500

Savings Account

• Interest bearing account,
• $10 minimum balance
• Monthly minimum balance fee of $1.00 if daily balance drops below $10
• Six transfers are allowed from the account each month by pre-authorized, automatic transfer, telephone agreement, check, draft, ATM or similar order to a third party.
• There is a $1.00 fee for each withdrawal in excess of three per month

Money Market Account

• Interest bearing account with three interest tiers,
• $2,500 minimum balance
• Monthly minimum balance fee of $10 if balance drops below $2,500
• Six transfers are allowed from the account each month by pre-authorized, automatic transfer, telephone agreement, check, draft, ATM or similar order to a third party.
• There is a $1.00 fee for each withdrawal in excess of three per month.

Health Savings Account

• Click above for more information
• You can pay all your qualified health care expenses with your Mid America Bank Health Savings Account

Print out an account information form and bring it with you to open your account today!:
Account Information Form

If you would like an account disclosure for any of the above accounts, please email your request to our email address listed below.