Privacy Policy: Mid America Bank in Baldwin City, KS

As financial service professionals we respect the privacy of our customers. We are committed to handling your personal financial information in a responsible manner. This notice accurately summarizes our policies and practices regarding the collection, use, retention and security of nonpublic personal information concerning our customers who obtain a financial product or service from us that is to be used primarily for personal, family or household purposes.

What information we collect

We may collect "nonpublic personal information" about you from the following sources:

• Information we receive from you on applications or other loan and account forms
• Information about your transactions with us, our affiliates or others; and
• Information we receive from third parties such as credit bureaus.

"Nonpublic personal information" means any personally identifiable financial information about you, including information about you on a list that is not publicly available.

What information we disclose

We do not disclose nonpublic personal information about our customers or former customers to any affiliates or to any third parties except as permitted by law. We are permitted under law to disclose nonpublic information about you to our affiliates and third parties in certain circumstances. For example, information may be provided to consumer reporting agencies and any entity seeking to verify funds availability or to obtain loan payoff information or as necessary to effect, administer or enforce a transaction requested or authorized by the customer. With your permission, other information may also be provided to other entities such as insurance companies, appraisers or mortgage companies.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies described in this notice.

Our security procedures

We are committed to the security of your personal financial information. We restrict access to your nonpublic personal information to those of our employees who need to know that information to provide products or services to you. We educate each of our employees on the importance of maintaining the confidentiality of your personal information and on the privacy issues that may arise. Our operational systems are in a secure environment that protects your account information from being accessed by third parties. We maintain physical, electronic and procedural safeguards that comply with federal standards to protect your nonpublic personal information.