Interest Rates for Deposits with Mid America Bank

Rates effective November 18, 2009

	RATE	APY*
NOW CHECKING ACCOUNT MINIMUM BALANCE $1,000.00	.15%	.15%
SUPER NOW CHECKING ACCOUNT MINIMUM BALANCE $2,500.00	.25%	.25%
SAVINGS ACCOUNT MINIMUM BALANCE $10.00	.25%	.25%
HEALTH SAVINGS ACCOUNT	.25%	.25%
MINIMUM BALANCE $50.00
MONEY MARKET DEPOSIT ACCOUNT
MINIMUM BALANCE $2,500.00
$2,500.00 - $4,999.99	.25%	.25%
$5,000.00 - $19,999.99	.50%	.50%
$20,000.00 - $49,999.99	.60%	.60%
$50,000.00 - $99,999.99	.70%	.70%
$100,000.00 & up	.85%	.85%
Rates listed above may change at our discretion. Fees may reduce earnings.
91 DAY CERT OF DEPOSIT	.85%	.85%
182 DAY CERT OF DEPOSIT	1.10%	1.10%
1 YEAR CERT OF DEPOSIT OR IRA	1.60%	1.61%
24 MONTH CERT OF DEPOSIT OR IRA	1.95%	1.96%
36 MONTH CERT OF DEPOSIT OR IRA	2.40%	2.41%
48 MONTH CERT OF DEPOSIT OR IRA	2.65%	2.67%
60 MONTH CERT OF DEPOSIT OR IRA	2.75%	2.77%
MINIMUM BALANCE FOR CERTIFICATES OF DEPOSIT: $500.00.
Early withdrawal penalty may apply.

Please contact an employee for further information about applicable terms and fees.

*Annual Percentage Yield